But though the old gentleman thus strongly advised instant action, nothing was done during Christmas week, nor had any hint been given up to the end of the year. John Ball, however, had not altogether lost his time, and had played the part of middle-aged lover better than might have been expected from one the whole tenor of whose life was so thoroughly unromantic. He did manage to make himself pleasant to Miss Mackenzie, and so far ingratiated himself with her that he won much of her confidence in regard to money matters.
"But that's a very large sum of money?" he said to her one day as they were sitting together in his father's study. He was alluding to the amount which she had lent to Messrs Rubb and Mackenzie, and had become aware of the fact that as yet Miss Mackenzie held no security for the loan. "Two thousand five hundred pounds is a very large sum of money."
"But I'm to get five per cent, John." They were first cousins, but it was not without some ceremonial difficulty that they had arrived at each other's Christian names.
"My dear Margaret, their word for five per cent is no security. Five per cent is nothing magnificent. A lady situated as you are should never part with her money without security—never: but if she does, she should have more than five per cent."
"You'll find it's all right, I don't doubt," said Miss Mackenzie, who, however, was beginning to have little inward tremblings of her own.
"I hope so; but I must say, I think Mr Slow has been much to blame. I do, indeed." Mr Slow was the attorney who had for years acted for Walter Mackenzie and his father, and was now acting for Miss Mackenzie. "Will you allo
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