ole capital would occasionally come down to "what in town the people call a bob," I would recklessly spend a penny of it, merely for the sake of having the change, all in coppers, to jingle. You don't feel nearly so hard up with eleven pence in your pocket as you do with a shilling. Had I been "La-di-da," that impecunious youth about whom we superior folk are so sarcastic, I would have changed my penny for two ha'pennies.

I can speak with authority on the subject of being hard up. I have been a provincial actor. If further evidence be required, which I do not think likely, I can add that I have been a "gentleman connected with the press." I have lived on 15 shilling a week. I have lived a week on 10, owing the other 5; and I have lived for a fortnight on a great-coat.

It is wonderful what an insight into domestic economy being really hard up gives one. If you want to find out the value of money, live on 15 shillings a week and see how much you can put by for clothes and recreation. You will find out that it is worth while to wait for the farthing change, that it is worth while to walk a mile to save a penny, that a glass of beer is a luxury to be indulged in only at rare intervals, and that a collar can be worn for four days.

Try it just before you get married. It will be excellent practice. Let your son and heir try it before sending him to college. He won't grumble at a hundred a year pocket-money then. There are some people to whom it would do a world of good. There is that delicate blossom who can't drink any claret under ninety-four, and who would as soon think of dining off cat's meat as off plain roast mutton. You do come across these poor wretches now and then, though, to the credit of humanity, they are principally confined to that fearful and wonderful society known only to lady novelists. I never hear of one of these creatures discussing a menu card but I feel a mad desire to drag him off